Plan Design

The Value of a Custom Retirement Plan

A strong retirement plan should reflect the unique needs of the client company. While many plans are convenient to acquire, they often follow a ‘cookie-cutter’ approach, which may not align well with a company’s specific demographics or long-term goals.

At PSI, we believe in crafting retirement plans that address the unique objectives of each client. Balancing the need to attract young talent with the importance of securing executive compensation requires a nuanced approach. Flexibility is essential in navigating variables like employee demographics, Retirement Income Generators (RIGs), tax laws, and industry-specific challenges.

Key Factors in Sound Retirement Planning

At PSI, we ensure all essential elements are considered in plan design:

  • Funding Options
  • Employee Demographics
  • Retirement Goals
  • Income Levels
  • Cost Constraints
  • Tax Implications
  • Trust

Why Trust Matters

With a proliferation of investment opportunities and unvetted information available, trust is paramount. Clients rely on PSI’s experienced team to provide unbiased, strategic guidance. We are committed to our clients for the long haul, navigating the complexity of the retirement planning landscape with skill and integrity.

PSI’s Custom Planning Advantage

Custom plans require specialized knowledge and extensive experience. At PSI, our team of actuaries, accountants, attorneys, and administrators bring over 100 years of combined expertise, supported by:

  • Proprietary Software: Maximizes contributions by analyzing client-specific variables, market conditions, and regulatory changes.
  • Regulatory Compliance Expertise: We ensure adherence to IRS, DOL, PBGC, and Departamento de Hacienda standards.
  • Education & Training: Regular seminars keep our clients and partners informed of the latest legal and market developments.
  • Accessible, Accurate Resources: Materials that are both financially precise and easy for non-professionals to understand.

Resolving Challenges with Expert Support

PSI is proficient in handling non-discrimination testing, resolving accounting discrepancies, maintaining accurate records, and meeting related client needs. Our goal is to deliver a retirement plan that is both flexible and robust, designed to turn changes and challenges into opportunities.

Ready to explore a retirement plan tailored for you? Contact PSI today to turn your vision into reality—no shortcuts, no cookie-cutter solutions, just a retirement plan uniquely crafted for your business.