Our Policies

Customized Retirement Plans Tailored for Your Business

Pension Services, Inc. (PSI) administers over 1,000 retirement plans across the United States and Puerto Rico, serving clients ranging from sole proprietorships to corporations with over a thousand employees. However, our broad experience doesn’t mean we apply a one-size-fits-all approach. At PSI, we take pride in crafting retirement plans customized to the specific demographics and goals of each client.

A Tailored Approach for Every Client

Each project at PSI begins with a thorough discovery phase, where we collect essential employee and employer data and assess the unique needs of the client. Only after gaining a deep understanding of the client’s business do we begin designing a retirement plan that is fully customized to their objectives and circumstances.

This initial analysis allows us to create a tailored retirement plan that aligns with a business’s unique demographics, objectives, and growth patterns. By structuring each plan to suit a particular organization, we optimize owner contributions, manage tax implications, and support the best possible outcomes for all involved.

Key Factors in Our Assessment

  • Employee demographics
  • Income levels
  • Cost constraints
  • Retirement goals of management and employees
  • Tax liabilities
  • Employee participation
  • Funding options
  • Industry-specific issues relevant to the client

Experienced Staff for Comprehensive Planning

Our team includes two ERISA attorneys, a certified legal assistant, and a full-time actuary with expertise in risk management and demographics. This level of professional experience ensures that every phase of the retirement plan process is handled with the utmost expertise and precision.